Is Rent-To-Own Right For You?
Why Rent to Own?
Our Mission Is To Make Homeownership Possible!
Homeownership has long been considered the cornerstone of the American Dream—a place to call your own, build a future, and create lasting memories. However, for many individuals and families, this dream can feel increasingly out of reach due to rising home prices, strict mortgage requirements, and financial hurdles.
We asked ourselves a critical question:
Why shouldn't there be a better, more accessible path to homeownership for hard-working, qualified people who may not meet traditional mortgage qualifications?
That’s where we come in!
We believe that everyone deserves the opportunity to pursue their American Dream, and we’ve partnered with an innovative rent-to-own Pathway Program from Berry-Rock Homes to help bridge the gap. Our program offers a flexible and practical pathway to homeownership, empowering you to take the first step toward owning the home you’ve always wanted—even if you’ve been turned away by traditional lenders.
With our Pathway Program we’re not just providing a solution; we’re offering a gateway to homeownership and a chance to invest in your future. Let us help you turn your dream of owning a home into a reality, one achievable step at a time.
Together, we can make it happen.
16+
Years Of Experience
2500+
Transactions Brokered
2021
Realtor of the Year
2023
Broker of the Year
WHY CHOOSE US
Delivering A Great Customer Experience
We believe that buying or selling a home is more than just a transaction—it’s a milestone in your life.
As a referral-based business, our success is built on the trust of our clients, and we go the extra mile to ensure every experience is seamless, stress-free, and rewarding.
With two dedicated professionals working for you, we have the unique ability to provide
personalized service, clear communication, and hands-on support throughout the entire process.
Refinancing Your Home:
No Doubt About Anything
We don’t just help you move into a home—we help you own it. Our rent-to-own Pathway Program is designed with your long-term success in mind, ensuring that when the time comes, you’re fully prepared to transition into a traditional mortgage.
We guide you every step of the way, connecting you with trusted lenders, helping you build credit, and providing expert advice to position you for loan approval. With our hands-on support and personalized strategies, we make sure you’re not just renting—you’re actively working toward homeownership.
Award-Winning Service, Trusted by Our Peers & Competition
Our commitment to excellence hasn’t gone unnoticed. We are honored to have been recognized by the Oklahoma City Metropolitan Association of Realtors, with
Realtor of the Year and Rising Star awards—prestigious distinctions awarded by our peers and competition in the industry.
But for us, the greatest reward is helping our clients achieve their dreams. When you work with us, you’re choosing a team that’s not only trusted by the industry but fully committed to delivering results and exceeding expectations—every time.
Get The Secret Sauce
Here Is Our Roadmap
To successfully go from Rent-To-Own to Homeowner we have found that its best to follow a proven roadmap to success. With your financial future in mind we have found this to be a great Pathway to successful homeownership and financial health.
You’re In Right Place!
The Kennedy Heaton Realty Team believes homeownership should be within reach for more people, even if traditional mortgage options aren't currently available. That’s why we’ve created a proven roadmap to help you transition from renting to owning giving you a clear, step-by-step path toward the home you deserve.
Our mission is to create opportunities where others see roadblocks, helping you live in the community you desire while building toward the rewarding goal of homeownership. With our expert guidance, exclusive resources, and a structured plan, we provide solutions where mortgage companies may not.
If you're ready to take control of your future and follow a path designed for success, you're in the right place.
Let’s take the first step together!
You Can See The Map
Apply Online: The process takes less than 4 minutes and you will receive an instant response telling you what price of home you are approved for.
Find Your Home: Work with a us, The Kennedy Heaton Realty Team and start seeing homes like any other home buyer. Then you will select a house on the market you want to purchase.
Lease The Home: Our partners buy the home you pick out. You sign the lease and guaranteed right to purchase agreement and move in.
Improve Your Position To Qualify: Our partners report your perfect payments to all three Credit Bureaus, helping you become mortgage eligible.
Become A HOMEOWNER: Once you become mortgage eligible you purchase the home with a mortgage!
OUR TEAM
Your Trusted Guides
Jared kennedy
Owner / Broker, LIME Realty
Kelly Heaton
Realtor, LIME Realty
Do You Have Questions? Please Go Through 'Frequently Asked Questions' First
Here are the most common things our clients want to know about the rent to own Pathway Program.
Do I get credit for the Option Consideration?
Your 7% Option Consideration will get credited to you once you obtain your mortgage. We collect it within 3 days of putting a contract on the home you select. If it is not funded within 3 days of the contract we will automatically cancel the contract and you will be ineligible to go through our program with another house. Due to this policy please be sure to have all funds available for your 7% Option Consideration at the time we place on offer on your home. Once you become mortgage eligible and purchase the home back from Berry-Rock it counts as earnest money with the Guaranteed Right to Purchase.
What does the Monthly Payment Include?
The monthly payment is your out the door rent payment. The only other charge you might be responsible for is the HOA fee if the neighborhood you select a house in requires an HOA fee. If this is the case the HOA will be added to your monthly payment. There are no other monthly obligations. Berry-Rock Homes is simple and transparent, you will only pay the quoted monthly rent payment and nothing more until you buy the house from us. (note that monthly payments do increase 3% every two years)
Is any of my money going towards my purchase price?
Yes, .1% of the original purchase price is credited monthly to reduce the amount of money you owe. Example: on a $100,000 home, the monthly credit would be $100. ($100,000 X .001 = $100).
What upfront fees do I have to pay?
Berry-Rock Homes does NOT charge any fees or application charge other than the 7% Option Consideration. We simply require 7% of the home price for your Option Consideration and then you pay the quoted monthly payments. We negotiate closing costs to be paid by the seller. No surprise charges!
Is this a Loan or "Hard Money"?
NO, we do not provide loans and we are not hard money. We are a Gap program between now and when you can qualify for a mortgage. We buy the home in our name, lease it to you, and give you the guaranteed right to purchase it when you become mortgage eligible. We also report your good payment history to all three credit bureaus to help you qualify for a mortgage quicker.
Do I have to pay closing costs?
No, we will ask for the seller to pay all closing costs so the only thing you have to pay before the acquisition is the 7% Option Consideration. If the seller refuses to pay the closing costs you can either make up the difference or find another home.
Are Pets Allowed?
Yes, pets are allowed with verification of a renters insurance policy that covers pet related incidents! Unfortunately, due to our insurance pit bulls are not allowed.
Is there a minimum Purchase Price?
The minimum for the Oklahoma City market is as follows:
Oklahoma City - $100.000
*(Other markets may differ)*
Office: 5909 Nw Expressway Ste 400 Warr Acres, OK73132
Call 405-808-5265
Email: [email protected]
Site: www.OkcRealtyExperts.com
